Taco Nacho Salad

I dont know about you guys, but after all the Holiday foods. I want some spicy Mexican food.....  This is my favorite thing in the world to eat.... These are so good... 

2 lb. ground beef

2 pks. taco season

1 teas. cumin

1 cup taco sauce

1 can of refried beans

1 can black beans

1 bag tortilla chips or nacho chips

2 cups shredded cheese (mexican blend)

jalapenos

black olives

sour crean

tomatoes

lettuce 

salsa

Cook and drain ground beef. Add taco season,cumin and taco sauce. Simmer for a couple minutes.  Heat beans of choice. I do both kinds. Place chips in a big bowl. Layer with beans, lettuce, tomatoes, jalapeños, olives, sour cream and cheese. Add salsa when ready to eat. That is what I do anyway. You can layer in any order you like and add any topping you like.....